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Characteristics

  • Simulations for clients and non-clients
  • Credit proposal management by product and multiple products
  • Credit for individuals and legal entities
  • Management of checklists and documents associated with credit
  • Workflow management
  • Decision engine, with scoring and classification
  • Risk-adjusted pricing
  • Preparation of FINE and credit agreements
  • Integration processes available for multiple sources (e.g., digital channels)
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Benefits

  • Increased operational efficiency, allowing the Bank to process a larger volume in less time.
  • By integrating automated systems throughout the credit assessment process, it is possible to reduce errors that can have financial and reputational repercussions.
  • The solution allows for the structuring and centralization of information for decision-making.
  • It ensures that all stages of the process comply with relevant regulations.
  • By accelerating the credit approval process and reducing the amount of required documentation, the solution can significantly improve the customer experience.
  • It provides insights into the performance of the institution's credit portfolio, including metrics such as approval rates, default rates, average processing time, and more, helping decision-makers identify areas for improvement and optimization opportunities.
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DBS Partners Portal

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DBS Collections